{"id":17657,"date":"2025-11-27T09:00:54","date_gmt":"2025-11-27T07:00:54","guid":{"rendered":"https:\/\/oficinaeconomicagalicia.xunta.gal\/?post_type=faqs-ambitos&p=17657"},"modified":"2025-11-27T09:00:54","modified_gmt":"2025-11-27T07:00:54","slug":"whats-the-practical-difference-between-a-bank-loan-and-a-participatory-loan-such-as-enisa","status":"publish","type":"faqs-ambitos","link":"https:\/\/oficinaeconomicagalicia.xunta.gal\/en\/faqs-ambitos\/whats-the-practical-difference-between-a-bank-loan-and-a-participatory-loan-such-as-enisa\/","title":{"rendered":"What&#8217;s the practical difference between a bank loan and a participatory loan such as ENISA?"},"content":{"rendered":"<p>A bank loan requires guarantees and repays principal and interest from the start. A participatory loan is usually more flexible, without personal guarantee and with an interest rate linked to results, but it requires a well-argued project and some traction.<\/p>\n<p>Don&#8217;t hesitate, <a href=\"https:\/\/asesoramento-oficinaeconomica.igape.es\/inquiry\/gl\/stepper\/?axisId=2&amp;scopeId=2\">request advice from our experts.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A bank loan requires guarantees and repays principal and interest from the start. A participatory loan is usually more flexible<\/p>\n","protected":false},"template":"","categorias":[76,75],"class_list":["post-17657","faqs-ambitos","type-faqs-ambitos","status-publish","hentry","categorias-competitiveness","categorias-financial"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What&#039;s the practical difference between a bank loan and a participatory loan such as ENISA? - Oficina Econ\u00f3mica de Galicia<\/title>\n<meta name=\"description\" content=\"A bank loan requires guarantees and repays principal and interest from the start. 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