{"id":18735,"date":"2026-02-05T09:00:37","date_gmt":"2026-02-05T07:00:37","guid":{"rendered":"https:\/\/oficinaeconomicagalicia.xunta.gal\/?post_type=faqs-ambitos&p=18735"},"modified":"2026-02-05T09:00:37","modified_gmt":"2026-02-05T07:00:37","slug":"what-is-internal-bank-rating","status":"publish","type":"faqs-ambitos","link":"https:\/\/oficinaeconomicagalicia.xunta.gal\/en\/faqs-ambitos\/what-is-internal-bank-rating\/","title":{"rendered":"What is internal bank rating?"},"content":{"rendered":"

It’s the bank’s model that scores your risk with variables of solvency, liquidity, profitability, seniority, sector, and payment behavior. This rating determines price, limits, and required guarantees. Improve your rating with more equity, greater cash predictability, and timely and consistent financial reporting.<\/p>\n

Don’t hesitate, request advice from our experts.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

It’s the bank’s model that scores your risk with variables of solvency, liquidity, profitability, seniority, sector, and payment behavior.<\/p>\n","protected":false},"template":"","categorias":[76,75],"class_list":["post-18735","faqs-ambitos","type-faqs-ambitos","status-publish","hentry","categorias-competitiveness","categorias-financial"],"yoast_head":"\nWhat is internal bank rating? - Oficina Econ\u00f3mica de Galicia<\/title>\n<meta name=\"description\" content=\"It's the bank's model that scores your risk with variables of solvency, liquidity, profitability, seniority, sector, and payment behavior.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/oficinaeconomicagalicia.xunta.gal\/faqs-ambitos\/que-e-o-rating-interno-bancario\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is internal bank rating? - Oficina Econ\u00f3mica de Galicia\" \/>\n<meta property=\"og:description\" content=\"It's the bank's model that scores your risk with variables of solvency, liquidity, profitability, seniority, sector, and payment behavior.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/oficinaeconomicagalicia.xunta.gal\/faqs-ambitos\/que-e-o-rating-interno-bancario\/\" \/>\n<meta property=\"og:site_name\" content=\"Oficina Econ\u00f3mica de Galicia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/OficinaEconomicadeGalicia\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/faqs-ambitos\\\/que-e-o-rating-interno-bancario\\\/\",\"url\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/faqs-ambitos\\\/que-e-o-rating-interno-bancario\\\/\",\"name\":\"What is internal bank rating? - Oficina Econ\u00f3mica de Galicia\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/#website\"},\"datePublished\":\"2026-02-05T07:00:37+00:00\",\"description\":\"It's the bank's model that scores your risk with variables of solvency, liquidity, profitability, seniority, sector, and payment behavior.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/faqs-ambitos\\\/que-e-o-rating-interno-bancario\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/faqs-ambitos\\\/que-e-o-rating-interno-bancario\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/faqs-ambitos\\\/que-e-o-rating-interno-bancario\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inicio\",\"item\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is internal bank rating?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/#website\",\"url\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/\",\"name\":\"Oficina Econ\u00f3mica de Galicia\",\"description\":\"Convertir calquera tr\u00e1mite nun mero tr\u00e1mite\",\"publisher\":{\"@id\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/#organization\",\"name\":\"Oficina Econ\u00f3mica de Galicia\",\"alternateName\":\"OEG\",\"url\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/xunta.svg\",\"contentUrl\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/xunta.svg\",\"width\":5952.76,\"height\":1700.79,\"caption\":\"Oficina Econ\u00f3mica de Galicia\"},\"image\":{\"@id\":\"https:\\\/\\\/oficinaeconomicagalicia.xunta.gal\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/OficinaEconomicadeGalicia\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/oficina-economica-de-galicia\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is internal bank rating? - Oficina Econ\u00f3mica de Galicia","description":"It's the bank's model that scores your risk with variables of solvency, liquidity, profitability, seniority, sector, and payment behavior.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/oficinaeconomicagalicia.xunta.gal\/faqs-ambitos\/que-e-o-rating-interno-bancario\/","og_locale":"en_US","og_type":"article","og_title":"What is internal bank rating? - Oficina Econ\u00f3mica de Galicia","og_description":"It's the bank's model that scores your risk with variables of solvency, liquidity, profitability, seniority, sector, and payment behavior.","og_url":"https:\/\/oficinaeconomicagalicia.xunta.gal\/faqs-ambitos\/que-e-o-rating-interno-bancario\/","og_site_name":"Oficina Econ\u00f3mica de Galicia","article_publisher":"https:\/\/www.facebook.com\/OficinaEconomicadeGalicia\/","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/oficinaeconomicagalicia.xunta.gal\/faqs-ambitos\/que-e-o-rating-interno-bancario\/","url":"https:\/\/oficinaeconomicagalicia.xunta.gal\/faqs-ambitos\/que-e-o-rating-interno-bancario\/","name":"What is internal bank rating? - Oficina Econ\u00f3mica de Galicia","isPartOf":{"@id":"https:\/\/oficinaeconomicagalicia.xunta.gal\/#website"},"datePublished":"2026-02-05T07:00:37+00:00","description":"It's the bank's model that scores your risk with variables of solvency, liquidity, profitability, seniority, sector, and payment behavior.","breadcrumb":{"@id":"https:\/\/oficinaeconomicagalicia.xunta.gal\/faqs-ambitos\/que-e-o-rating-interno-bancario\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/oficinaeconomicagalicia.xunta.gal\/faqs-ambitos\/que-e-o-rating-interno-bancario\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/oficinaeconomicagalicia.xunta.gal\/faqs-ambitos\/que-e-o-rating-interno-bancario\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inicio","item":"https:\/\/oficinaeconomicagalicia.xunta.gal\/"},{"@type":"ListItem","position":2,"name":"What is internal bank rating?"}]},{"@type":"WebSite","@id":"https:\/\/oficinaeconomicagalicia.xunta.gal\/#website","url":"https:\/\/oficinaeconomicagalicia.xunta.gal\/","name":"Oficina Econ\u00f3mica de Galicia","description":"Convertir calquera tr\u00e1mite nun mero tr\u00e1mite","publisher":{"@id":"https:\/\/oficinaeconomicagalicia.xunta.gal\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/oficinaeconomicagalicia.xunta.gal\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/oficinaeconomicagalicia.xunta.gal\/#organization","name":"Oficina Econ\u00f3mica de Galicia","alternateName":"OEG","url":"https:\/\/oficinaeconomicagalicia.xunta.gal\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/oficinaeconomicagalicia.xunta.gal\/#\/schema\/logo\/image\/","url":"https:\/\/oficinaeconomicagalicia.xunta.gal\/wp-content\/uploads\/2023\/04\/xunta.svg","contentUrl":"https:\/\/oficinaeconomicagalicia.xunta.gal\/wp-content\/uploads\/2023\/04\/xunta.svg","width":5952.76,"height":1700.79,"caption":"Oficina Econ\u00f3mica de Galicia"},"image":{"@id":"https:\/\/oficinaeconomicagalicia.xunta.gal\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/OficinaEconomicadeGalicia\/","https:\/\/www.linkedin.com\/company\/oficina-economica-de-galicia\/"]}]}},"_links":{"self":[{"href":"https:\/\/oficinaeconomicagalicia.xunta.gal\/en\/wp-json\/wp\/v2\/faqs-ambitos\/18735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oficinaeconomicagalicia.xunta.gal\/en\/wp-json\/wp\/v2\/faqs-ambitos"}],"about":[{"href":"https:\/\/oficinaeconomicagalicia.xunta.gal\/en\/wp-json\/wp\/v2\/types\/faqs-ambitos"}],"version-history":[{"count":1,"href":"https:\/\/oficinaeconomicagalicia.xunta.gal\/en\/wp-json\/wp\/v2\/faqs-ambitos\/18735\/revisions"}],"predecessor-version":[{"id":18749,"href":"https:\/\/oficinaeconomicagalicia.xunta.gal\/en\/wp-json\/wp\/v2\/faqs-ambitos\/18735\/revisions\/18749"}],"wp:attachment":[{"href":"https:\/\/oficinaeconomicagalicia.xunta.gal\/en\/wp-json\/wp\/v2\/media?parent=18735"}],"wp:term":[{"taxonomy":"categorias","embeddable":true,"href":"https:\/\/oficinaeconomicagalicia.xunta.gal\/en\/wp-json\/wp\/v2\/categorias?post=18735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}