{"id":22691,"date":"2026-09-29T09:00:02","date_gmt":"2026-09-29T07:00:02","guid":{"rendered":"https:\/\/oficinaeconomicagalicia.xunta.gal\/faqs-ambitos\/what-is-a-participatory-loan-and-why-is-it-so-widely-used-in-the-entrepreneurial-ecosystem\/"},"modified":"2026-09-29T09:00:02","modified_gmt":"2026-09-29T07:00:02","slug":"what-is-a-participatory-loan-and-why-is-it-so-widely-used-in-the-entrepreneurial-ecosystem","status":"publish","type":"faqs-ambitos","link":"https:\/\/oficinaeconomicagalicia.xunta.gal\/en\/faqs-ambitos\/what-is-a-participatory-loan-and-why-is-it-so-widely-used-in-the-entrepreneurial-ecosystem\/","title":{"rendered":"What is a “Participatory Loan” and why is it so widely used in the entrepreneurial ecosystem?"},"content":{"rendered":"

It is a medium-to-long-term financial instrument that features a mixed interest rate (a minimum fixed tranche and a variable tranche based on the company’s performance, such as net profit or turnover). Since it is treated accountably as net equity for the purposes of capital reduction due to losses (subordination), it improves the solvency of the SME’s balance sheet for third parties.<\/p>\n

Don’t hesitate, request advice from our experts.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

It is a medium-to-long-term financial instrument that features a mixed interest rate (a minimum fixed tranche and a variable tranche<\/p>\n","protected":false},"template":"","categorias":[59,177],"class_list":["post-22691","faqs-ambitos","type-faqs-ambitos","status-publish","hentry","categorias-innovation","categorias-venture-capital"],"yoast_head":"\nWhat is a "Participatory Loan" and why is it so widely used in the entrepreneurial ecosystem? - Oficina Econ\u00f3mica de Galicia<\/title>\n<meta name=\"description\" content=\"It is a medium-to-long-term financial instrument that features a mixed interest rate (a minimum fixed tranche and a variable tranche\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/oficinaeconomicagalicia.xunta.gal\/faqs-ambitos\/que-e-o-prestamo-participativo-e-por-que-utilizase-tanto-no-ecosistema-emprendedor\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a "Participatory Loan" and why is it so widely used in the entrepreneurial ecosystem? 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