Are there grants for innovation projects?
Yes, there are specific grants and loans for R&D&I projects at the regional, national, and European levels.
Where can I see all the available grants for businesses?
At this link to the Electronic Headquarters of the Xunta de Galicia, you’ll find a list of all procedures and services related to aid.
What is the difference between a grant and a subsidized loan?
A grant does not need to be repaid, while a loan has favorable interest rates and terms, but must be repaid
What is a participative loan?
It is a hybrid instrument between equity and debt, without guarantees and with remuneration linked to profits
What support is available to improve a company’s competitiveness?
There are public programs that cover everything from digitalization to internationalization. The Economic Office of Galicia helps you
What should I take into account when interpreting the ratios obtained from my financial analysis?
Although reference values are sometimes given for financial ratios, they shouldn’t always be taken literally. There are factors—such as the general economic situation and that of your company—that may justify results that, at first glance, don’t match those standard values. In general, these factors should be taken into account, along with other benchmarks such as […]
How do I calculate my company’s Net Profit, and how do the financial result and tax payments affect it?
Net Profit is calculated by subtracting accounting depreciation, the financial result, and tax payments from the Gross Operating Result. These elements reduce the final result at the end of the fiscal year. Through the Oficina Económica, we offer free advisory services. You just need to request them using our online form.
What financing options are available to me without resorting to loans or credit?
Besides the more well-known forms of loans, credits, and credit lines, there are other ways to obtain financing for your business. On one hand, there are internal financing methods, meaning those that rely on the company’s own generated resources. Among these, depreciation funds stand out—this involves accumulating capital to offset the loss in value of […]
I had a cash surplus, how can I make it profitable?
If you have a cash surplus, you can use it to improve your company’s finances through internal investments, such as paying off liabilities or reducing the average payment period to suppliers in exchange for a discount. If you prefer to invest it externally, you can always opt for common alternatives like creating investment funds, managed […]
What factors influence the interpretation of financial ratios, and where can you find comparative data?
Although reference values are sometimes provided for financial ratios, they should not always be taken literally. There are factors such as the general economic situation and the specific context of your company that may justify results that don’t initially match those benchmarks. In general, these conditions and other references, such as trends over time or […]
