Does confirming affect the financial image and accounting?
Supplier confirming does not alter trade payables unless there is a condition that allows reclassification to financial debt.
How do I account for impairment due to customers’ inability to pay and does not doing so have any effect?
It is important to recognize an impairment loss when there is evidence of uncollectibility. The transparency of your accounts is also…
What allows one to opt for the special cash basis scheme in VAT?
It allows you to defer payment of the charged VAT until full collection or a deadline in the following year. It requires including specific mentions…
When can I apply the PGC PYMEs (SMEs)?
For your company to still be considered an SME and be able to use the special accounting plan, it must: not have assets exceeding 4 million euros
Are there books and accounting records that are mandatory for my new SL?
Of course, in this case for your business venture, you must remember to keep the Daily Journal and the Book of Inventories and Annual Accounts
How do I calculate my service’s hourly cost to establish pricing?
Add direct costs, attributable overhead costs, and actual time per service, add your target margin, and compare it with the market
What’s the practical difference between a bank loan and a participatory loan such as ENISA?
A bank loan requires guarantees and repays principal and interest from the start. A participatory loan is usually more flexible
What will a bank focus on when I request financing?
They will look at your repayment capacity, credit history, and the coherence of your financial plan. A predictable cash flow
How do I define my risk profile before investing?
Start with your time horizon and your tolerance for volatility. If you’re going to need the money in the short term
How can I prepare a solid application for ENISA?
By demonstrating a real problem, technical validation, and a plan for using the funds with milestones. Aligning the project with official priorities
