VERI*FACTU: what it is and how it will affect the invoicing of SMEs and the self-employed
The VERI*FACTU system will mark a before and after in the way freelancers and SMEs manage their invoicing. Once in force, issuing invoices will not only be a legal requirement, but will also have to comply with technical standards that guarantee the traceability, authenticity and integrity of each document. This article explains what VERI*FACTU is, […]
Financing for SMEs: Options Beyond Banks
El acceso a financiación es clave para el crecimiento de una pyme, pero no siempre es fácil obtener crédito bancario. Por ello, es importante conocer otras opciones disponibles en el mercado. En este artículo, exploramos alternativas de financiación más allá de los bancos tradicionales. 1. Crowdfunding o financiación colectiva El crowdfunding permite obtener fondos de […]
Amortization: The key to knowing the real value of your assets and debts.
Do You Know the True Value of Your Assets and Liabilities? Do you know how long you will have them? Amortisation is the method we use to answer these questions. Amortisation is a term we frequently use, which can create confusion when referring, for example, to the amortisation of an asset or a loan. […]
Keys to successful bank negotiation: Managing trust and company’s payment capacity
To conduct a successful bank negotiation, we must be aware of our company’s financial problems, knowing that sometimes high sales volume doesn’t necessarily mean our company is doing well. Issues such as poor financial planning, expense austerity, inefficient management control, etc., can be masked. The bank is a necessary provider, sometimes becoming a strategic PARTNER, […]
Business valuation: key to understanding the health of your business
The health status of our company is one of the topics that interests us the most. By health status, we refer to the ability of our business to meet its fiscal and commercial obligations, etc., in addition to being able to provide the necessary resources to achieve stability and growth. A good method to understand […]
Debt Deferment with the Tax Agency: A Solution for Business Cash Flow Tensions
There are months that are critical for cash flow, producing tensions that make it difficult to meet payment commitments. An alternative to deal with these situations is to request deferments of debts with the Public Administration because of tax filing, which allows gaining a bit more time. Debt deferment with the Tax Agency is a […]
The Economic and Financial Plan: A guide to achieving financial success
An economic and financial plan is an essential tool for any individual, company, or project seeking to effectively achieve their financial objectives. This document not only provides a clear roadmap but also helps anticipate challenges and make informed decisions. Below, we will explore the key components of an economic and financial plan, its importance, and […]
The importance of working capital in a company
Working capital is a fundamental financial concept for the management of any company. It is an instrument that allows you to assess the short-term liquidity of your business. It is calculated by subtracting Current Assets (goods and rights to be liquidated in the short term, such as inventory or promissory notes due in less than […]
What factors should I consider before making an investment in my business?
Investments are an excellent way to achieve growth and profitability for a business, but we must keep in mind that every investment carries an associated risk. Before making any decision, it is essential to analyse the investments we plan to make to assess their value. Initially, we must determine the purpose of the projected investment […]
