What is a credit line and in which cases is it better than a loan?

It is a line to cover working capital peaks, you pay interest only on the amount drawn and it is usually renewed. It is better than a loan if the need is temporary and variable, for example, campaigns, stock, occasional collection delays. If it is a structural need, it is usually healthier to switch to a loan with a fixed term. Don't hesitate, request advice from our experts.

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