Simple Sustainability Metrics That an SME Can Start Tracking: Measure to Improve
Sustainability is often associated with statements of intent: broad commitments, good intentions, and well-crafted phrases in a corporate report. However, for sustainability to be more than just rhetoric, it must be supported by the same foundation as any other aspect of business management: concrete data that can be measured, compared over time, and used to […]
Banking Pool Map: How to Organize Policies, Loans, and Guarantees
Most SMEs “have banks,” but they don’t always have an organized banking pool. A well-mapped pool lets you understand how much financial risk you carry, when renewals might be demanded of you, which guarantees are committed, and what the real cost of your financing is. Without that map, the company negotiates blindly and accepts worse […]
Summer homework to prepare for a good start in September
What if the best time to improve your business was now? Does the expression “making your August” sound familiar? We use it to talk about businesses that concentrate a good part of their income in just a few weeks. But, in reality, not all businesses “make their August”… in August. Every sector has its own […]
Negotiation script to shorten payment terms
<p data-path-to-node=”1″>Negotiating payment terms is not about “putting pressure” on your customers; it is about redesigning an agreement so that they pay sooner without feeling they are losing out. The key is to prepare the conversation, offer clear alternatives, and establish limits that protect your cash flow.</p> <ul data-path-to-node=”2″> <li> <p data-path-to-node=”2,0,0″><b data-path-to-node=”2,0,0″ data-index-in-node=”0″>Preparation (before […]
Flexible remuneration as a strategic tool for talent retention
<p>The current labor market offers so many options and variables that attracting and retaining talent has become a real challenge for many companies. This is why solutions that allow businesses to provide greater value to employees without directly increasing salary costs are becoming increasingly important. One such solution is flexible compensation.</p> <p>This model, already well […]
What to delegate first so you don’t become a bottleneck
In a startup, the founder is often the initial driving force behind everything: selling, defining the product, responding to customers, hiring, putting out fires, and making decisions. This works in the early stages because there is no other way. The problem arises when this model becomes the norm and the company grows around a single […]
Smarter decisions: The data every SME should be collecting
How much of what we decide is actually based on real data? When managing a small business—or even a larger one—we make decisions every day: which product to promote, when to invest more in advertising, or which type of customer deserves more attention. Many of these decisions are driven by experience, intuition, or habit. And […]
Minimum financial dashboard for management
A financial dashboard is not a report to “see how things are going”; it is an early warning system. If you only look at the income statement at the end of the month, you are already too late. Management needs a small number of well-defined indicators, with a clear review frequency and thresholds that trigger […]
Key aspects to consider when choosing an ERP
For an SME, implementing an Enterprise Resource Planning (ERP) system is not a simple software update, but a transformation of its information architecture and processes to guarantee survival and competitiveness in the market. What is an ERP really? An ERP is an integrated set of programs that supports core business processes, such as production, logistics, […]
Burn rate and runway: the metric that truly determines a startup’s survival
In the early stages of a startup, profitability is rarely the primary objective. The focus is on validating the product, building a market, and demonstrating traction. In this context, the key financial variable is not profit, but rather the cash available and the rate at which it is consumed. The burn rate, understood as the […]
